Climate Charted

SaaS platform helping banks cut climate risk with insights, adaptation tools, and prevention links.

ClimateCharted has developed ScudoCat, a digital platform designed to prevent climate-related losses by enabling households and SMEs to evaluate their physical climate risks, identify effective mitigation measures, and unlock discounts on insurance premiums.

The Problem

Lack of climate risk awareness and tools leaves SMEs highly vulnerable

€40B

cost damages, caused by climate-related disasters across Europe in 2023.

Small businesses and households are increasingly exposed to floods, heatwaves, and other climate hazards, yet remain among the most underinsured segments. They lack accessible tools to understand local risks, identify adaptation options, connect with trusted solution providers, and take timely action to reduce damages, disruptions, and rising insurance premiums.

THE SOLUTION

A platform offering local climate risk insights, prevention tools, and insurance incentives

ScudoCat is a digital platform that empowers households and SMEs with personalized, address-level climate risk assessments. It guides users in understanding their physical exposure, matches them with certified local firms offering preventive solutions, and supports the validation of interventions to unlock insurance premium discounts through verified mitigation upgrades.

The Impact

Empowering adaptation, cutting damages, and improving access to climate-aligned insurance

Return of investment (ROI) for €1 spent, enabling measurable impact while supporting risk reduction and insurance affordability for vulnerable users.

ScudoCat empowers vulnerable communities to act on climate risks, cuts future damage costs, helps insurers manage physical risk, and supports a more resilient, better-priced insurance ecosystem.

Climate Charted offers a climate loss-prevention platform for:

Small and medium enterprises (SMEs)

Households in climate-exposed areas

Property and casualty insurers

Retail and mortgage banks

Consortiums of companies & Chambers of commerce

The benefits of Climate Charted platform:

ScudoCat helps households and SMEs identify local physical climate risks, understand the most effective prevention options, and connect with trusted providers. It enables access to insurance incentives through certified upgrades, while supporting insurers and banks in reducing climate-related exposure, improving portfolio resilience, and meeting EU sustainability criteria.

Sandbox Program

Batch #12

HQ Country

Italy

Sector

Climate Risk and Intelligence, Sustainable Finance

Type of Solution

Consulting/Service, Software

get in touch with Climate Charted!

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